SBI Equity Hybrid Fund Regular Growth- Is It Good To Invest? 🇮🇳

What is SBI Equity Hybrid Fund Regular Growth?

The SBI Equity Hybrid Fund Regular Growth, often referred to as the SBI Hybrid Equity Fund is a mutual fund that’s been around since December 31, 1995. Managed by SBI Mutual Fund, it is aggressive hybrid fund meaning it leans heavily toward equities—typically 65% to 80%—while allocating the rest to debt & cash.As i can see, This mix aims to strike a balance: the equity portion drives growth, while debt adds a layer of stability.

Why-why does this matter? For investors, it is chance to tap into the stock market’s potential without going all-in on the rollercoaster ride of pure equity funds. The fund’s benchmark is the CRISIL Hybrid 35+65 Aggressive Index & it’s managed by a skilled team including Rajeev Radhakrishnan, Mansi Sajeja, Pradeep Kesavan & Rama Iyer Srinivasan. With a “Very High” risk rating it’s clear this isn’t for the faint-hearted—but more on that later.

Investment Strategy 📊: How Does It Work?

I am telling you here, what’s the game plan behind the SBI Equity Hybrid Fund Regular Growth? The fund uses a bottom-up approach for picking stocks, focusing on individual company performance rather than chasing market trends. This means the managers dig into fundamentals—think earnings, growth prospects & valuations—to build the equity portfolio, isnt that good na?. It’s a mix of large-cap, mid-cap & small-cap stocks, offering diversification across market sizes.

On the debt side, the fund invests in government bonds, corporate bonds & money market instruments. Decisions here hinge on interest rates, inflation & credit risks, aiming to keep portfolio steady when stocks get shaky. As of February 2025 the breakdown was:

• Equity: 69.79%
• Debt: 25.33%
• Cash: 4.53%

The funds success is strongly correlated with stock market performance thanks to its equity-heavy tilt which places it in aggressive hybrid sweet spot. Additionally it can play around with foreign securities (up to 35%), REITs & InVITs (up to 10%) giving combination a more international feel.

What is Return of SBI Equity Hybrid Regular Growth Plan? Here

Here Let’s talk numbers. SBI Equity Hybrid Fund Regular Growth has solid track 🛤️ record but its performance varies depending on the timeframe you are looking at. Here is quick rundown based on Table 1:

• 1-Year Return: 7.81% to 8.01%—decent especially compared to category average of 3.73%.
• 3-Year Return: 10.17% to 10.93%—bit below the category’s 11.15%.
• 5-Year Return: 17.53% to 18.37%—strong though it trails the category’s 18.93%.
• Since Inception: 13.89% to 15.35%—testament to its long-term growth potential.

What does this tell us? fund shines over longer periods with that 5-year return showing it can deliver when given time. But shorter-term results are mixed—outpacing peers in one year, lagging in three. Compared to its benchmark, it’s held its own over a decade, though exact benchmark returns for shorter periods aren’t specified here. For anyone asking about the SBI Equity Hybrid Fund Regular Growth compare, these figures are your starting point.

Comparing SBI Equity Hybrid Fund Regular Growth With the Competition

How does the SBI Equity Hybrid Fund Regular Growth stack up against rivals? Table 2 gives us a snapshot. Funds like ICICI Prudential Equity & Debt Fund (19.80% over 5 years) & DSP Aggressive Hybrid Fund (18.90%) have edged out SBI’s 17.53%-18.37% in the same period. Over one year, ICICI’s 10.20% tops SBI’s 7.81%-8.01%.

Expense ratios are close—SBI’s 1.40%-1.41% is competitive, slightly below ICICI’s 1.50% but above Canara Robeco’s 1.38%. Risk-wise, they’re all “Very High,” so it’s less about safety & more about performance & costs. If you’re weighing the SBI Equity Hybrid Fund Regular Growth compare, peers like ICICI & DSP might tempt you with higher returns but SBI holds its own for consistency.

Valuation of SBI Equity Hybrid Fund Regular Growth, The NAV Story: Tracking Value

The SBI Equity Hybrid Fund Regular Growth NAV—or Net Asset Value—is per-unit price of the fund’s assets. As of April 11, 2025, it was around ₹276.09, climbing to ₹280.99 by April 15 (see Table 4). That is nice uptick in just few days reflecting market movements in its equity & debt holdings.

Why-Why care about nav of SBI Equity Hybrid Fund? It’s a window into the fund’s health. A rising NAV over time signals growth though daily dips are par for course with 70% in stocks. Historically trend has been upward making it reassuring sign for long-term investors eyeing the SBI Hybrid Equity Fund.

Who Should Jump In?

This fund suits:

• Investors chasing long-term growth with some stability.
• Those comfy with “Very High” risk tag.
• Newbies to equity who want a hybrid stepping stone.

Skip it if you:

• Need cash soon (under 3 years).
• Panic at market dips.
• Want absolute top performer in the category.

Final Thoughts

The SBI Equity Hybrid Fund Regular Growth is seasoned player in hybrid space, blending equity-driven growth with debt’s calming influence. Its returns—think 13.89%-15.35% since inception—& latest SBI Equity Hybrid Fund Regular Growth NAV of ₹280.99 (April 15, 2025) paint a picture of reliability. But it’s not the category leader & its risk level demands a steady hand. So Is SBI Equity Hybrid Fund good to invest? For the right investor absolutely. Compare it with peers (hello, SBI Equity Hybrid Fund Regular Growth compare), weigh your goals & maybe chat with a financial advisor. SBI Hybrid Equity Fund could be your ticket to balanced wealth-building—if you’re ready for the ride.